*1. ON EARNING:*
      Never depend on single income. Make investment to
      create a second chance.
      *2. ON SPENDING:*
      If you buy things you do not need, soon you will have to sell things you need.
      *3. ON SAVINGS:*
      Do not save what is left after spending, but spend what is left after saving.
      *4. ON TAKING RISK:*
      Never test the depth of a river with both feet.
      *5. ON INVESTMENT:*
      Do not put all eggs in one basket.
      Honesty is a very expensive gift. Do not expect it from cheap people.
      *7. Past* is a waste paper, present is a newspaper, and future is a question paper. Come out of your past, control the present, and secure the future.
      *8. When bad things happen* in your life, you have three choices. You can either let it define you, let it destroy you or you can let it strengthen you.
      *9. Our eyes are in the front* because it is more important to look ahead than to look backwards.
      *10.* We use pencil when we were young, but now we use pens. Do you know why? Because mistakes in childhood can easily be erased, unlike now.

      *Wish you a prosperous 2017 !!*